<div class='body-content'><div style='margin:40px;width:550px;max-height:300px;overflow:auto;'>IMPORTANT Notices & Disclaimers - Please Read<br />
Items are sold "as-is" with no guarantee as to resale value. All information contained in this listing page has come from reliable sources and is accurate to the best of our knowledge. We make no guarantee expressed or implied as to the condition of the item(s) or information contained in this listing. Appraisals are done by a third party gemologist and are included with all those that are appraised. Please allow 14-21 days for delivery. Bid and invest with confidence from America?s number one auctioneer; GovernmentAuction.com<br />
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Disclaimer Appraisals:<br />
GovernmentAuction.com utilizes Retail Replacement Value Appraisals, which are the most common. These types of evaluations are written for insurance needs. This would be the cost to replace the jewelry with an item of equal quality and kind, considered to be the current market price or the replacement value. This type of appraisal is done to protect you in the event of damage or loss of a valuable item.  Our appraisals are conducted by and independent 3rd Party appraisal firm that utilizes Certified GIA Gemologist, if more information is needed you are welcome to contact them directly: Gemological Laboratory of America-info@gemlabamerica.com<br />
Appraisals should be used for verification of gemstone and/or metal weight, size, and grade only, not actual value. Appraisal value should be considered for insurance purposes only, not actual value, as price varies greatly from retail locations thru out the world. Items should not be purchased with the expectation to resell for appraisal price, or for profit.<br />
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TERMS AND CONDITIONS OF SALE<br />
All parcels must be paid for within 5 working days by the respective purchaser.  <br />
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A few of these properties will be offered as Bid and Assume sales. Your bid on these properties is your down payment, you then will assume the low balance and low monthly payment (noted in the terms on that specific property). You will be able to identify these foreclosure properties by their listing lines (B & A with monthly payment).<br />
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GovernmentAuction.com will prepare all paperwork to insure a proper transaction.  Once paid in full, property will be deeded by legal binding warranty deed.<br />
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Returns:<br />
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All sales are final. There are no cancellations, returns or refunds. Under certain circumstances, we may<br />
make an exception and allow a cancellation, return or approve a refund. However, in the case of a<br />
return the Buyers Premium and Shipping cost will not be refunded. If a winning bid is canceled for any<br />
reason, and the winning bidder wishes to back out, a 7% fee will be charged to the winning bidder (non-<br />
performer) to cover the costs associated with listing and the non-performer may be blocked from future<br />
bidding.<br />
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If a purchase arrives and it is defective or damaged you will not be charged for return shipping and will<br />
be offered a replacement item or full refund if the oversight was ours. Prior to returning an item the<br />
customer must obtain a Return Authorization number from our Customer Service dept.<br />
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Re-list:<br />
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Occasionally you may notice that an item is re-listed. This can be due to a variety of reasons such as a winning bidder in a previous auction not paying for the item, multiple types of the same item or it is one of the few items listed with a reserve, and the reserve was not met.<br />
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Upon request, we are happy to provide combined shipping for like items. The Discount for combined items is $10 per-item.</div></div>