We prefer payments via paypal. Because of high volumes of online fraud any payments made outside of paypal may be subject to a one week holding period to verify card used and owner of the card are authentic. All items are as is. There are no returns or adjustments to auction invoices. So please bid wisely, look at all pictures and read the detailed description. We offer very detailed descriptions with many pictures to make it easy on our buyers to see the quality of the goods the are to receive. We request any questions not answered in auction details be addressed to us via email. We do acquire outside information for our listings some of which comes from the item owners as we offer consignment service. Our auction house is not directly responsible in areas of non expertise in details of items. We do have over 40 years experience in antiques, collectibles and Native American Crafts so in most cases description details are accurate.