FINE ART & ANTIQUES AUCTION

TERMS & CONDITIONS: BIDDING: ANN & CO. accepts Absentee & Telephone bids. This is performed as a service to the bidder. All Absentee bids are executed in a competitive manner by ANN & CO. representative. If you are phone bidding, please call us at least one day prior to the auction to make arrangments. NOTIFICATION OF SUCCESSFUL BID: We notify successful bidders with billing information on Monday OR Tuesday after the auction. * PAYMENT: THERE IS A 18% Buyer's Premium for Live Internet Bidders added to the hammer price of each lot. High bidder must contact us with shipping and payment information within 3 days of the auction's close. If it's a holiday weekend, one more day is allowed. ANN & CO. accepts VISA, M/C, DISCOVER CARD, Wire Transfer, Cashier's Check, Money Order, Cash or Pre-Approved Check. (Checks must clear before shipping arrangements are made). For security reasons, if you wish to pay by credit card, please call our office: 585-872-9150 with credit card information. Personal checks may hold up the shipping of your item up to 7 days at our discretion, or until the check clears. * SHIPPING: ANN & CO. will not ship. We will provide the names of shippers and freighters of furniture, large OR breakable items. High bidder is responsible to pay shipping and handling costs. Insurance is additional and recommended.* YOUR PURCHASE MUST BE PAID BEFORE ANY ATTEMPT AT PACKAGING THE ITEM IS MADE. WE BILL FOR PURCHASES FIRST! After payment is received, you must make your own arrangements for shipping . We will pack small, non-breakable items. If WE pack, the fee is $15 per item, plus shipping and insurance cost. This amount will be charged to your Visa or MasterCard. You will be notified of the amount. PLEASE NOTE THAT WE ARE AN AUCTION HOUSE WITH REGULARLY SCHEDULED AND ON-GOING AUCTIONS. WE WILL PACK AND SHIP AS FAST AS WE CAN TO ACCOMODATE YOU. However, we encourage you to get an outside party for packing and shipping. We will give you contact information to local shippers & packers. A confirmed physical address is required for all purchases. * Oversized or fragile-large items can cause a delay in shipping. * Returns only accepted if there was an error in the listing description (buyer responsible for return shipping cost). No shipping cost will be refunded for any reason. Although we provide a Condition report, such a report is subjective. We do our best to describe condition. You are encouraged to contact us with any other questions as to condition. All items are sold "as is". * Returned items MUST come back in original condition along with original box and packaging materials. ADDITIONAL SHIPPING INFORMATION: Our auction company does not generally ship, but we will do our best to accommodate you for the smaller items. Should you choose to have us ship your item directly, please be advised that (a) all such packaging, handling and shipping is at the sole risk of the purchaser and that ANN & CO. shall have no liability for any loss or damage to such items, and (b) purchaser shall pay in advance, all packaging expenses, including labor of app. $15 for package material, plus postage and insurance charges. Visa or MasterCard numbers must accompany your remittance. Your purchase must be paid before any attempt at packaging the item is made. After we have packaged, weighed and measured, we will bill you for cost of shipping or charge your credit card. ANN & CO. primarily ships via UPS. If you prefer USPS (Post Office) or another carrier, please let us know. Bidding on any item indicates your acceptance of these terms and all other terms announced at the time of sale whether bidding in person, through a representative, by phone, by Internet, or other absentee bid. Since condition is subjective, it is your responsibility to ask questions about condition. Multiple views were taken to help you, the buyer, discern condition.

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