NOV 27 - FINE JEWELRY - DIAMONDS & GOLD

Treasured Auctions Terms and Conditions By registering for and/or placing a bid with Treasured Auctions, you acknowledge that you have read, understood, and agree to be bound by the following terms and conditions, including our shipping and payment policies. 1. General Representation All items are sold AS IS, WHERE IS, WITH ALL FAULTS. Treasured Auctions, for itself and as an agent for the seller, strives to accurately describe each item?s description, age, medium, and condition, including any damage, repairs, or restorations. These descriptions are opinions only and not warranties. No representations or warranties are made regarding an item?s authenticity, condition, age, medium, provenance, authorship, attribution, or period. Buyers are strongly encouraged to inspect photos prior to bidding to assess condition, size, and any repairs or damage. Photos are part of the description and condition report, but the absence of specific condition details does not imply an item is in perfect condition. Buyers should expect wear consistent with age. Photos may be close-ups and not reflect actual size; refer to the description or contact us at treasuredauctions@gmail.com for size inquiries. All sales are final, with no refunds, returns, or exchanges except for guaranteed items as outlined below. 2. Guaranteed Items Guaranteed items include a specific guarantee disclaimer in their description, ensuring authenticity and correctness of identification. Buyers may request a return and refund at the time of pick-up if they provide adequate proof disputing the item?s authenticity or identification. For select established buyers, refunds for shipped guaranteed items may be considered with adequate proof. Refunds are processed within 3 business days after the item is returned in the same condition as sold, with a tracking number provided by the buyer. Treasured Auctions is not responsible for lost or damaged returns and reserves the right to deny refunds for such items. For non-guaranteed item refunds, the buyer?s premium is non-refundable. 3. Coins, Bullion, and Paper Notes To prevent fraud and maintain competitive premiums, no refunds are accepted for coins, bullion, or paper notes based on condition. Refunds are not permitted for shipped items or after the buyer leaves the pick-up table. Refunds are only considered if the item?s authenticity is in question. 4. Buyer?s Responsibility for Inspection It is the buyer?s responsibility to inspect each lot carefully before bidding to verify condition, description, provenance, and authenticity. Bidding signifies that the buyer has either examined the item as desired or chosen not to. 5. Bid Discrepancies In case of any discrepancy, including tie bids, the auctioneer?s record is final. Treasured Auctions has sole discretion to determine the successful bidder, withdraw a lot, or reoffer it for sale in the event of a dispute. 6. Buyer Premium The purchase price includes the final bid plus a 25% buyer?s premium. An additional 3% convenience fee applies for credit card payments. The buyer?s premium is non-refundable under any circumstance, including in the event of a cancellation or a return of any lots purchased for any reason. Any presale bids must be submitted in writing and approved by Treasured Auctions in writing. The company?s copy of any such bid shall conclusively be deemed to be the sole evidence of same, and the company shall not be held responsible for any failure to execute any presale bid. 7. Shipping Request Process: Buyers must email treasuredauctions@gmail.com for alternative pick-up appointments within 3 days after the auction. Failure to do so will result in forfeiture of the item without a refund. Buyer Responsibility: Buyers are responsible for arranging shipping unless shipping is paid in the invoice. Shipping Timeline: Items will be shipped within 5 business days after payment clearance. Shipping Address: The shipping address must match the invoice address. To update the address, the buyer must send an email to treasuredauctions@gmail.com, titled ?Shipping Address Change,? with the new address. Treasured Auctions is not responsible for lost items due to the buyer?s failure to update the address. Packaging and Carriers: Items are packaged professionally and shipped via UPS or USPS, fully insured with tracking. Liability: Treasured Auctions acts as an agent for the buyer and is not responsible for loss or damage during transit. Claims for loss or damage will be filed with the carrier on the buyer?s behalf, with reimbursement based on the carrier?s decision. Credit card chargebacks filed against Treasured Auctions for shipping issues waive our responsibility to pursue reimbursement. International Shipping: Import duties and customs fees are the buyer?s responsibility. Fees: A $10 fee applies for shipping labor/materials or alternative pick-up, combined to $10 per invoice/package for multiple items. Trading cards incur a $5 shipping surcharge in addition to shipping costs. Single cards sold for over $5 include a penny sleeve and top loader if not photographed with one; additional top loaders cost $0.25 each. Invoices over $25 containing only trading cards have the $5 surcharge waived. 8. Pick-Up Buyers are responsible for arranging pick-up of large/heavy items, including providing packing materials, vehicles, tie-downs, and manpower. Treasured Auctions does not provide packing materials or tools, and labor assistance may not be available. Agents sent for pick-up must present a copy of the invoice for identification. For invoices over $1,000, a photo ID and digital copy of the buyers identification (via email, text, or on-site photo) are required. Items not picked up within the designated time without prior written arrangements for shipping or alternative pick-up will be forfeited without a refund. 9. Storage and Forfeiture Property not removed from our premises within 7 days after the auction will incur a $25 removal fee and a $5 per lot/week storage fee, regardless of size or value. After 30 days, unclaimed items (paid or unpaid) become the property of Treasured Auctions without a refund. Failure to pay storage fees will result in termination of the purchase without a refund, and items will become the property of Treasured Auctions. 10. Reserves Unless the sale is specifically and explicitly advertised and announced as ?without reserve,? each lot is offered subject to a reserve. Some lots in this sale are offered subject to a reserve, which is a confidential minimum price agreed upon by the consignor and Treasured Auctions, below which the lot may not be sold. Bidder acknowledges that a set reserve may not be relative to the estimates. A representative of Treasured Auctions, including the Auctioneer, may execute such reserves by bidding for the consignor. In any event, and whether or not a lot is subject to a reserve, unless the auction is advertised or announced as ?without reserve,? the auctioneer may reject any bid or raise that is not appropriate with respect to the value of such lot. 11. Payment Invoice and Payment Timeline: Buyers will receive an invoice within 3 business days after the auction. Full payment is due within 7 days of the invoice date and must be completed before the pick-up day. Failure to pay within 5 days may result in cancellation of the sale, permanent blacklisting, and reporting to the auction platform for a site-wide ban without notice. Payment Methods: For purchases exceeding $10,000, only bank wire transfers or checks are accepted. For purchases under $10,000, acceptable methods include cash, check, money order, Visa, MasterCard, American Express, Discover, PayPal, and bank wire transfer. A 3% processing fee applies to credit/debit card payments and online payment systems. A $15 fee applies for domestic and international wire transfers. A $30 fee applies for returned checks. Items will not be released for shipment until payment has cleared. Sales Tax: All purchases are subject to 8.875% New York sales tax unless the buyer provides a valid tax-exempt certificate. Buyer Responsibility: Buyers must contact Treasured Auctions to arrange payment. We recommend using the online payment system for convenience. 12. Credit Card Chargebacks Buyers agree not to initiate credit card chargebacks under any circumstances. Initiating a chargeback violates these terms, and Treasured Auctions will present these terms to the financial institution to deny the chargeback and re-credit all amounts to our account. Buyers initiating chargebacks remain liable for all purchases and associated costs, including attorneys? fees, storage fees, packaging, handling, transportation, and disposal fees. 13. Modifications and Withdrawals Treasured Auctions reserves the right to modify, add, or remove any section of these terms and conditions at any time, with or without notice. We also reserve the right to withdraw any lot from the auction for any reason. 14. Right to Refuse Service As a private business, Treasured Auctions reserves the right to refuse, deny, cancel, or terminate any sale without reason. Canceled sales will be refunded within 3 business days. 15. Contact Information Open Hours: Monday?Friday, 11:00 AM?5:00 PM. Contact: Email treasuredauctions@gmail.com for the fastest response. For phone inquiries, call 516-441-7884 and allow time for a response.

If you have not contacted Treasured Auctions to arrange payment within 3 days of the time that invoice is sent, we will charge the credit card you used to register for the auction for the amount of your invoice.

Online purchases from Treasured Auctions may be subject to sales tax. Please see the following for more details. If you are tax-exempt, you can submit your tax-exempt certificate to prevent the collection of tax. Learn more about tax-exemption.