Diamond Jewelry-Art Deco-Emerald-Sapphire

1. Agreement to Terms By registering for and participating in any auction conducted by Pacific Auction House, the bidder acknowledges and agrees to be bound by all Terms & Conditions listed herein. All bidders are responsible for reading item descriptions, reviewing photos, and asking questions before placing a bid. All sales are final. No refunds. No cancellations. No exceptions. 2. Authentic Native American & Southwestern Jewelry Disclosure Pacific Auction House offers authentic Native American jewelry, including Navajo, Zuni, Hopi, and other tribal works. Authenticity is represented based on information from the artists, consignors, or verified suppliers who provide the pieces. To comply with the Indian Arts & Crafts Act and to protect both the buyer and Pacific Auction House: Authenticity Representation: Items described as Native American?made, Navajo, Zuni, Hopi, or attributed to a specific artist are represented in good faith based on hallmarks, provenance, supplier statements, and available documentation. Tribal Enrollment & Documentation: Pacific Auction House does not guarantee tribal enrollment, artist registration, or federal recognition status unless official documentation is provided or stated in the listing. Artist Attribution: Attributions are made using the best available information. In the absence of documentation, attributions are considered vendor-represented and not absolute guarantees. No Returns Based on Identity/Origin Claims: No refunds or cancellations will be accepted due to disputes regarding: Tribal affiliation Artist identity Enrollment status Origin or craftsmanship method Unless the listing explicitly stated documented proof. 3. Fine Jewelry, Gemstones & Metals Disclosure Pacific Auction House sells a variety of fine jewelry, including gold, silver, platinum, diamonds, and gemstones. To protect both the buyer and Pacific Auction House: Descriptions: All descriptions are made to the best of our knowledge. Stone sizes, weights, clarity, color, and metal purity may vary due to: Mounting Testing method limitations Vendor-provided information Natural inclusions or treatments Gemstone Treatments: Unless explicitly stated otherwise, gemstones may be treated, heated, stabilized, dyed, enhanced, or lab-created. Designer/Brand Items: Designer pieces (e.g., Tiffany & Co., Cartier, etc.) are only guaranteed authentic when explicitly stated. Condition Disclosure: Most items are estate, pre-owned, or vintage and may show signs of: Wear Tarnish Patina Minor repairs or resizing Surface marks consistent with age Items are sold AS IS. 4. All Sales Are Final ALL SALES ARE FINAL. No returns, refunds, exchanges, or cancellations for any reason, including but not limited to: Buyer?s remorse Misreading description Incorrect sizing Color perception Authenticity disputes (unless documented in listing) Shipping delays Pacific Auction House may, on rare occasions and at its sole discretion, review a situation. If so, the bidder must follow all instructions exactly. 5. Buyer?s Premium A 23% Buyer?s Premium will be added to all winning bids. This fee is non-negotiable and due at checkout. 6. Payment Terms Invoices must be paid in full by the stated due date. Failure to pay may result in: Permanent suspension from Pacific Auction House Reporting to auction platforms Collection actions Legal proceedings All costs of collection, including attorney fees, will be charged to the bidder. 7. Shipping Terms FREE Domestic Shipping on orders over $500 FREE International Shipping on orders over $1,000 Shipping fees apply to orders under these thresholds International bidders must pay all taxes, duties, and customs fees Orders ship within 5?7 business days after payment is received Tracking will be emailed once the shipment is processed Pacific Auction House is not responsible for: Carrier delays Customs holds Incorrect addresses provided by bidder Lost packages after carrier confirms delivery 8. Chargebacks & Dispute Resolution By placing a bid, the bidder agrees: No Chargebacks: Bidder will not file a chargeback, dispute, or payment claim with any third party including credit card companies, banks, PayPal, or auction platforms. Waiver of Rights: Bidder explicitly waives all rights to initiate a chargeback for any reason. Administrative Fees for Violations: If a bidder initiates a chargeback in violation of these terms, they agree to pay Pacific Auction House: A minimum of $500 administrative fee All hourly administrative costs All legal expenses and damages resulting from the chargeback Binding Agreement: These terms become binding immediately upon placing a bid. Violations may result in legal action. 9. Item Descriptions & Photos All items are described and photographed to the best of our ability, but: Colors may vary by screen Measurements may be approximate Photos may not show every detail Bidders must ask questions before bidding, as no refunds will be provided after the sale. 10. Condition of Items Most items are pre-owned or vintage. Condition is subjective and based on opinion. All items are sold AS IS, and no guarantees of condition are made. 11. Limitation of Liability Pacific Auction House is not liable for: Damage after delivery Loss by carrier Misuse of items Delays beyond our control Incorrect address provided by bidder Maximum liability is the purchase price of the item. 12. Acceptance of Terms By registering, bidding, and participating in any auction, the bidder acknowledges and accepts all Terms & Conditions of Pacific Auction House.

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